Simplifying Payments, Connectivity & Compliance
CORPORATE SOLUTIONS · AB-PAYGATE

Simplify Corporate Payments.

Empower your corporate customers with a smarter way to initiate payments. AB-Paygate enables banks to offer a secure, web-based payment initiation platform that simplifies corporate payment requests, streamlines processing and creates new digital banking revenue opportunities.

AB-PAYGATEPAYMENT PORTAL
A
PAYMENT WORKSPACECorporate paymentsC
PAYMENT INSTRUCTIONSReview and submit+
REFERENCEAMOUNTSTATUS
PAY-1048••••••Ready
PAY-1049••••••Review
PAY-1050••••••Approved
MT101 · pain.001 supportedSubmit for approval ↗
✓ValidatedReady for approval
ISO 20022pacs.008 output
FLAGSHIP CORPORATE SOLUTION

AB-Paygate

Your Digital Gateway to Corporate Payments.

AB-Paygate is a web-based corporate payment initiation platform that allows a bank’s corporate customers to create and submit payment instructions through a simple, user-friendly interface. It supports MT101 and ISO 20022 pain.001 payment initiation, validates and processes instructions, and transforms eligible transactions into ISO 20022 pacs.008 messages for integration with the bank’s existing payment and SWIFT infrastructure. Integration with the bank can be established through APIs or secure SFTP, according to the agreed implementation.

Learn More↘
MT101+pain.001↓AB-Paygate↓pacs.008
INITIATE · VALIDATE · TRANSFORM
HOW AB-PAYGATE WORKS

From corporate instruction
to bank payment flow.

A clear, controlled journey from payment initiation through to the bank’s existing payment infrastructure and Swift connectivity.

SUPPORTED INPUTSMT101pain.001→GENERATED OUTPUTpacs.008
01

Corporate Customer

Initiates a payment through the web portal or submits a supported payment file. Integration via API with the corporate internal system.

02

AB-Paygate Portal

Receives the payment instruction and presents it for processing.

03

Validation & Approval

Validates payment data and applies configured maker-checker approval workflows.

04

ISO 20022 Transformation

Processes eligible instructions and generates the required pacs.008 message.

05

Bank Payment Infrastructure

Receives the resulting message for downstream processing by the bank.

06

SWIFT Connectivity

The bank’s Swift infrastructure transmits the payment through the applicable route.

Final message mapping and integration depend on the agreed implementation. The bank’s payment infrastructure remains responsible for downstream processing; AB-Paygate does not settle payments or replace SWIFT.

BUILT FOR BANK AND CORPORATE TEAMS

Corporate payments,
made easier to manage.

01

Corporate Web Portal

Simple digital payment initiation for corporate customers.

02

MT101 & pain.001 Support

Support for standardized corporate payment instructions and payment files.

03

Automated Processing

Payment validation and configurable business rules.

04

ISO 20022 Transformation

Generation of pacs.008 messages according to agreed mapping requirements.

05

Approval Workflows

Role-based access and maker-checker authorization.

06

Tracking & Audit

Transaction references, processing status, error visibility and audit trails.

BUSINESS BENEFITS

More Than Payments.
A Better Corporate Banking Experience.

01

Simplify Payments

Make corporate payment initiation more accessible.

02

Improve Efficiency

Reduce manual intervention through automated processing.

03

Strengthen Digital Banking

Expand the bank’s corporate digital services.

04

Generate Recurring Revenue

Enable banks to offer AB-Paygate as a subscription-based service to corporate customers.

AB-PAYGATE · CORPORATE PAYMENTS

Ready to Transform Your Corporate Payment Services?

Discover how AB-Paygate can help your bank simplify corporate payment initiation, streamline ISO 20022 processing and expand its digital banking offering.

Request a Product Demo↗